Citi bank rtgs form pdf download

Citi bank rtgs form pdf download. CUSTOMER ACKNOWLEDGEMENT SLIP - RTGS/NEFT/DEMAND DRAFT/FUND TRANSFER FORM (for Bank use) REF# APP/FORM/JBL/RB/ REF# APP/FORM/JBL/RB/ APPLICATION FORM FOR FUND TRANSFER THROUGH RTGS/BEFTN BRANCH NAME DATE & TIME D D M M Y Y Y Y H H M M Request Type RTGS [ Customer to Customer Credit Transfer FI To FI Credit Transfer] BEFTN [ CIE PPD CCD CTX] I / We declare that I / we are authorized to request for the HDFC Bank RTGS Facility and all the persons authorized to operate the above mentioned Accounts are also authorized, as per the present mode of operation, to present the RTGS Funds Transfer Application Form to HDFC Bank. This PNB RTGS NEFT from PDF can also be directly downloaded using the link given below at the bottom of this page. Definitions If you have Canara Bank RTGS/NEFT Form and any questions related to them, then definitely ask in the comment box below, we will try to reply to you soon. Hong Kong had some good news in its annual budget review today: the city’s annual revenue is projected to Do you know how to make a PDF document? Find out how to make a PDF document in this article from HowStuffWorks. RTGS & NEFT Form • English • Hindi • Assamese • Bengali • Gujarati • Kannada • Malayalam • Marathi • Odia • Punjabi Please fill the form in Black Ink and in CAPITAL LETTERS Date PLEASE ARRANGE TO DEBIT MY ACCOUNT AS PER THE INSTRUCTIONS GIVEN BELOW Type of Transfer Demand Draft Issuance RTGS NEFT Account to Account Transfer *Applicable for NEFT/RTGS Details of IDFC FIRST Bank Account Holder (Applicant) Account Name IDFC FIRST Account Number Branch Cheque No. If you have ICICI Bank RTGS/NEFT Form and any questions related to them, then definitely ask in the comment box below, we will try to reply to you soon. Payment Through: EFT RTGS (*Please fill up & attach respective request form- EFT for any amount and RTGS for one (1) lac equal or/& above any amount) Others (specify) *If CB of primary account is different from fund transfer account, please mention beneficiary account holder’s relationship, account title and his/her signature. Financing | Ultimate Guide WRITTEN BY: Tom It's about How To Convert PDFs Into AudioBooks With 2 Lines of Python Code. Added on 14 May, 2024 by Pradeep ( 13. Manila is the capital and largest city of the count The RTGs could be seen as a safer and less risky bet for Mangudya in a country with a traumatic history of hyperinflation. Bank with IFSC Co de Transaction Authorized by (2nd Level) for amount > INR 5 Lacs) KYC Documentation done by (only for Non-Bank Customers) BRANCH USE ONLY Employee Code Employee Code Signature Signature Branch Stamp, Date & Sign AU SMALL FINANCE BANK LTD. pdf. pnbindia. m. With its powerful features and No one should have to go hungry, and thankfully, there are food banks in almost every city that can help provide meals for those in need. This PDF contains all necessary instructions. The cities with the best public transportation make it easier and cheaper Calculators Helpful Gui SBA Form 1368 offers small business owners the opportunity to show the financial impact of an economic disaster on their business. Financing | How To WRITTEN BY: Tom Thunstrom Publ Last week we asked you to share your favorite PDF reader and then we rounded up the results and put it to a vote. Download CUB Applications & Other Forms; CUB value added services; CUB 24x7 Customer Care / Support / Help; Academic Institution. City Bank Rtgs Form PDF Download. Download Application Forms and also choose DND service. This is an application form for RTGS/NEFT issued by the Punjab and Sind Bank for their customers to avail the facility of online transfer of fund from one account to another and it can be obtained from the nearest branch of Punjab & Sind bank or it can be download from the link given below. We may be compensated when you click on p Bank of America is launching a new program for small businesses looking at new commercial spaces. 1-3 Cr By Age 50 We acknowledge receipt of NEFT / RTGS instruction(s). The Real-Time Gross Settlement (RTGS) system is a crucial component of modern banking systems. If you’ve ever needed to edit a PDF, y If you've got a PDF file you need converted to just plain text (or HTML), email it to Adobe and they'll send it back converted. 0+ at 1024 X 768 pixels resolution Click here to download latest City Union Bank RTGS NEFT Form 2023 in PDF. Download your City Union Bank (CUB) Download RTGS NEFT Fillable / Auto Fill / Editable pdf Form (featured with Auto Filling amount in words) - Maxutils. I/ We undertake to keep Deutsche Bank AG informed of any changes in the mode of operation of any of the above accounts. in this article we ill se how to fill ICICI bank’s RTGS form also. Is this taxable? We recently reported on the launch of the brand-new If you use PDF files in your digital workflow, knowing how to password protect a PDF file is an important skill to secure the information. RTGS is a payment system where funds are transferred from one bank to another bank on a "real-time" and "gross" basis. Using a debit card, visiting an automated teller machine and banking by cellphone are all types of electronic banking. In this head-to-head showdown, read up on our favorite cards here! We may be compensated when you click on A cheat sheet for MySQL with essential commands. 39. : City/Town: PIN/Post Code: Country: 1 TMLA - VER 15. cdr. In this ultimate guide, we will explore a variety of vocabulary activities that can help you expand From traveling to a new city to your regular bank branch closing, there are plenty of scenarios where you might need to check your bank balance but are unable to do so using your u Does Bank of America have branches in the Philippines? Bank of America has a branch in the Philippines near the city of Manila. ICICI RTGS NEFT Application Form Download Official Link – Click Here Jun 26, 2018 · Just input the details of name of Branch, Amount to be remitted and details of Remitter and beneficiary. I/ We hereby confirm having read the terms and conditions Application cum Debit Authority form for DD/ RTGS/ NEFT/ IMPS transfers Payment Type (Please tick appropriate type) _____ Authorised Signatory/ies/ Seal Beneficiary Details: Kindly handover the DD to the bearer whose signature is attested herewith: #Not required for DD. The minimum amount to be remitted through RTGS is Rs. City/Town: PIN/Post Code: Country: Mobile No. Date & Time : 4. I am/we are fully aware that these transactions will be posted to the bank account mentioned in this form. CUB General Savings Account; CUB Salary Savings Account for individuals; CUB Basic Savings Account for individuals; CUB Savings Account For Children – Junior India Bank or due to RBI (Reserve Bank of India) /NPCI (National Payments Corporation of India) RTGS / NEFT/IMPS system not being available or failure of internal communication system at the recipient bank/branch or incorrect information provided by me/us or any incorrect credit accorded by the Sep 16, 2024 · Download PNB NEFT RTGS Form PDF: Applicants may obtain this form from the nearest branch of PNB Bank or the bank’s official website i. m May 14, 2024 · Download Indian Bank RTGS/NEFT/DD Application Form PDF in English using the direct download link from official website. Satisfied. The cities with the best public transportation make it easier and cheaper Calculators Helpful Gui Using an encryption password on your PDF documents is a good way to protect the contents from unauthorized changes, copying or printing. Bank reserves the right to record telephonic conversations with customers for quality control purposes. issued by Reserve Bank of India from time to time and also the guidelines and or terms and conditions of Central Bank of India from time to time. Free to download as . CityGo Application Form. In consideration of the Bank agreeing to extend to me/us the said NEFT / RTGS facility, I/We hereby agree to and undertake to abide by the following terms and conditions. Last week we asked you to sha If you need to make a few simple edits to a document, you may not need to pay for software. ## Handover Authorisation for DD Sep 10, 2024 · Axis Bank RTGS Form 2024. The same may be for any reason whatsoever, including a holiday at the beneficiary's branch. Sign & Employee Code (Checker) : 3. com and not available for publishing on other websites. Instead, try one of these seven free PDF editors. Feb 20, 2023 · The customer can download new Yes Bank RTGS form PDF to use RTGS service of Bank. Customer te chu form-a tarlan Dan leh Dun zam hmangin kaihhruai an ni ang. Windows only: Freeware application PDF-XCha These apps and websites can shrink your PDF for free on Mac and Windows Have you ever noticed how strict websites are about PDF sizes? Whether it’s uploading a resume, submitting a A move to keep Chinese property buyers out earned the city money instead. Download ICICI NEFT RTGS Form PDF: Applicants may obtain this form from the nearest branch of ICICI Bank or the bank’s official website i. Funds Transfer Form_IBA_A4_VER 1. CUB General Savings Account; CUB Salary Savings Account for individuals; CUB Basic Savings Account for individuals; CUB Savings Account For Children – Junior India authorised as per the present mode of operation, to present the NEFT/ RTGS Fund Transfer Application Form to Deutsche Bank AG. : UTR - Signature : Emp Code : Seal-For Branch Use Only 1. Aug 29, 2024 · If you want to download the Citibank RTGS/NEFT form, you can easily find it in PDF format on their website. This is an RTGS / NEFT application form issued by Axis Bank and this form can be downloaded from the official website of Axis Bank at axisbank. taxes as applicable for this Send citi bank rtgs form via email, link, or fax. After downloading, you can print it, fill it out, and submit it as needed. For the most current information about a financial product, you should alwa Interested in getting a City National Bank credit card or already have one? Check out our guide to CNB's credit cards and rewards program. Terms & Conditions * I / We hereby agree that the aforesaid details including the IFSC Code and the beneficiary account are correct. The customer can use IMOS, NEFT or UPI for other financial transactions. Citi India is providing services in this regard. Yes Easily download essential forms from Union Bank of India's website. With the advent of technology, you can no In today’s digital age, the role of accountants and bookkeepers has evolved significantly. If you set up an onli Trains, buses and other forms of mass transit play a big role in modern cities. Bank Seal HDFC Bank Tan RTGS / NEFT Tan transmitted. to generate Real Time Gross Settlement (RTGS) transaction as mentioned above giving consent to charge my account as per Bank Asia standard schedule of charges and VAT (if applicable). The Bank also provide NEFT service to it’s customer. This UCO Bank RTGS NEFT Form PDF can also be directly downloaded using the link at the bottom of this page. Credit card service forms. If you’ve ever needed to edit a PDF, y Trains, buses and other forms of mass transit play a big role in modern cities. Reference no. Download UCO Bank NEFT RTGS Form PDF: Applicants may obtain this form from the nearest branch of UCO Bank or the bank’s official website i. to 5. 2. Presently, there are over 50000 bank branches enabled for remitting and receiving funds through RTGS. 5_TMLA_CITIxxxx_10-02-2023. Preview ICICI Bank RTGS form See upper image of ICICI NEFT Form /ICICI RTGS form, the form require detailed information from remitter. com. For the most current information about a financial product, you should alwa Commercial banks are common for both personal bank accounts and business bank accounts. icicibank. Federal Bank will not be responsible for the loss, if any, that may be caused by the malfunctioning or break down of the computer systems of Federal Bank, Apr 6, 2024 · UCO Bank RTGS NEFT Form – Offline Procedure. Account No. The Bank's decision in this regard would be final. Card Services Form – 1 (Endorsement, Limit & Payment Rearrange, E-Commer. Citi Bank RTGS and NEFT Form in PDF Format : in English Download. pdf) or read online for free. Cash may not always be king. com or read online ICICI Bank RTGS Form 2024 City Union Bank RTGS NEFT Form - Free download as PDF File (. Financing | Ultimate Guide WRITTEN BY: Tom If you've got a PDF file you need converted to just plain text (or HTML), email it to Adobe and they'll send it back converted. How to fill out citi bank rtgs form pdf download How to fill out a Citibank RTGS form: 01. I am completely aware of the RTGS transaction and I know that the RTGS payment is Final and Irrevocable in nature. The Customer hereby understands, acknowledges and accepts that: Download free fillable PDF forms for Citi Bank RTGS/NEFT transactions with auto amount in words and totals. If you are searching Bank of Baroda RTGS Form in PDF format then you have arrived at the right website and you can directly download it from Sep 10, 2024 · Union Bank of India RTGS (NEFT) Form 2024 Download Union Bank RTGS/NEFT from mentioning details like Account number, IFSC code, and amount of the Payer & payee person & enclosed the cheque leaf with this form submitted to the concerned bank branch to the payer. Real estate loan Electronic banking takes several forms. _____ nei _____ Bank Account number _____-ah dah tur a ni. 1. 5. I/We am/are desirous of availing the Electronic Funds Transfer Facility through the Reserve Bank of India (RBI) NEFT / RTGS System. Read about this opportunity and more small business grants below. Gone are the days of waiting for a physical copy of your bank statement to arrive in the mail. RTGS/NEFT APPLICATION FORM RTGS NEFT (Select RTGS or NEFT as remittance type) Kotak Mahindra Bank, Branch Date : Please debit my account number vide Cheque# and remit through NEFT/RTGS a sum of ` (Rupees in words) as per details given below. It's a fund transfer mechanism where transfer of money takes place from one bank to another in real time and on 'gross basis'. Citi Bank's RTGS (Real Time Gross Settlement) form is a document used by account holders to initiate the transfer of funds in real-time. The bank processes the RTGS request immediately, and the funds are transferred within the same day during bank working hours. Complete the remitter details section, including your name, address, and Sep 10, 2024 · [PDF] ICICI Bank RTGS Form 2024 PDF free download using direct link, download PDF of ICICI Bank RTGS Form 2024 instanty from the link available at pdfdrivefiles. It'll make life easy for many lazy people . 164. Card Services Form – 2 (Personal Details Update, MR Points, Auto Debit. Receive Stories from @jitendraballa2015 Get free API securit Chase and Citi are 2 of the largest banks offering rewards credit cards. CUSTOMER ACKNOWLEDGMENT '{Primary Applicant) •(Joint Applicant 1) •(Joint Applicant 2) Name Name Signature Signature Signature |J^ CUblOMtRSUxNAIURblb) ^^ RTGS / NEFT transaction can also be initiated through NetBanking. If you've got a PDF file you need converted to just More than a dozen central banks are considering how and whether to create a digital form of cash. 2 | Release Date: 14/05/2024 Type of payment: Application Reference Number: Custom Declaration Title: RTGS_NEFT Application Form - 25-01-2013. Some people choose them when it comes to applying for a loan or managing their money. The second part of the numerator represents the A From traveling to a new city to your regular bank branch closing, there are plenty of scenarios where you might need to check your bank balance but are unable to do so using your u Have you ever found yourself driving in unfamiliar territory, only to realize that your GPS system is outdated? It can be frustrating to rely on old maps and directions when you’re The Bank of America website features a Locations link at the top of each page allowing users to find branch and ATM locations. 46 Votes transaction as far as RTGS/NEFT transactions are concerned. (RTGS Only). I/We authorize Bank Asia PLC. bracbank. While existing customers can continue to avail new products / services, we are no longer sourcing new customer applications for Citi branded products. 30 p. Karnataka Bank Ltd NEFT-RTGS Application. www. 00 Lakh. Card Services Form - 4 (Closure Certificate Flexi-Buy Loan Early Settle. We also confirm that the transaction will be subject to BEFTN/BD-RTGS operating rule as issued by Bangladesh Bank. https://www. If you've got a PDF file you need converted to just PDF Solutions News: This is the News-site for the company PDF Solutions on Markets Insider Indices Commodities Currencies Stocks Bank of America is launching a new program for small businesses looking at new commercial spaces. Canara Bank Related Other Form [PDF] Canara Bank KYC Form Pdf Download | Canara Bank Re KYC Form [PDF] Canara Saving & Current Bank Account Opening Form pdf Download [PDF] Canara Bank RTGS Bhutan National Bank Real Time Gross Settlement FOR BANK USE ONLY (RTGS) FORM * This form is to be used for remittance requests to India only Particulars Input done by Verified/Approved by Name of the staff Date/Month/Year Signature 2 Version No. Terms & Conditions for Funds Transfer from Citibank Saving or Current accounts for RTGS/NEFT/Telegraphic Transfer, Draft issuances etc in Local and Foreign Currency. Card Services Form – 3 (Card Replacement, Block, Re-activation, Split. Standard Adobe Acrobat PDF documents are not editable outside of the Acrobat appl This question is about Academy Bank @sydneygarth • 04/27/18 This answer was first published on 04/27/18. cdr Author: Ajit Created Date: 11/27/2014 11:44:02 AM Fill city union bank neft rtgs form pdf download : Try Risk Free. This ICICI RTGS NEFT For a funds transfer to go through RTGS, both the sending bank branch and the receiving bank branch would have to be RTGS enabled. 233. Note: Citi India has transferred ownership of its consumer business to Axis Bank, with effect from 01-Mar-2023. Check out how easy it is to complete and eSign documents online using fillable templates and a powerful editor. wordpress. and related group entities. in. 178 ) 37. Gone are the days of manually crunching numbers and physically organizing stacks of paper Are you planning a visit to a bustling city and looking for the perfect place to stay? Look no further than Bank Street Lodge, your ideal accommodation option in the heart of the c Are you looking for effective ways to improve your vocabulary? Look no further. Sep 20, 2024 · Bank of Baroda RTGS Form 1 Pages Size: 0. BranchName and Signature of Bank Official _ Remitter's NameAccount No. This product/service is offered/issued by Axis Bank, using certain trademarks temporarily under license from Citigroup Inc. Customer-in details diklo a pek avanga thil thleng tur a awm chuan HDFC Bank chuan mawhphurhna a la lo vang. We hope you will like the information related to Yes Bank RTGS/NEFT Form pdf . ucobank. Log in to the editor with your credentials or click on Create free account to examine the tool’s capabilities. for funds transfer under RTGS/NEFT as per the terms agreed between the Customer and the Bank on / / as detailed below. The forms are created by Maxutils. If you have Yes Bank RTGS/NEFT Form and any questions related to them, then definitely ask in the comment box below, we will try to reply to you soon. They p This question is about Academy Bank @sydneygarth • 04/27/18 This answer was first published on 04/27/18. com *Customer Presence at Service Outlet is Mandatory RTGS / EFT May 14, 2024 · Canara Bank RTGS/NEFT Form. Now scroll down below and Download Citi Bank RTGS, NEFT Form in PDF Format. com or read online SBI RTGS Form 2024 Download open by Axis Bank Central KYC Registry Site best viewed in IE10+, Firefox 47+, Chrome 55+, Safari 5. com, or it can be obtained from the nearest branch of Axis Bank or it can be directly downloaded from the link given at the bottom of this page. Open Bank Accounts. Rate free cub rtgs form pdf 4. YES Bank customers can easily transfer funds to any bank across India using methods like RTGS, IMPS, and NEFT. 3 /MOR T G A GE DOME S TIC APP F ORM/WPC / 01-2 3 This product/service is offered/issued by Axis Bank, using certain trademarks temporarily under license from Citigroup Inc. e. If your transaction amount is less than Rs 2 Lakh then use NEFT facility of Bank. Real Time Gross Settlement (RTGS) Transfer of funds to any account in any bank branch enabled for RTGS in the fastest way; For remittance of Rs. Advertisement The Portable Document Format, or PDF, was developed by SBA Form 159 is a disclosure form that’s required if you use a third party to help you obtain an SBA loan. Manila is the capital and largest city of the count Are you tired of searching for a reliable and efficient PDF editor that won’t break the bank? Look no further. I/We confirm having read and Feb 20, 2023 · The Karnataka Bank RTGS form PDF 2023 useful for Transaction worth Rs 2 Lakh or more. Considering that more than 1,00,000 branches at more than 20,000 cities/towns/talukas are covered under the RTGS system, getting this information would We hope you will like the information related to ICICI Bank RTGS And NEFT Form pdf . City-Union-Bank-RTGS-Form-NEFT-Form-PDF - Free download as PDF File (. 1st & 3rd Saturdays 8 a. That’s why, as apps and payment cards become more pop Windows only: Freeware application PDF-XChange Viewer is a quick PDF reader that lets you perform all kinds of useful PDF editing tasks. Advertisement The Portable Document Format, or PDF, was developed by If you need to make a few simple edits to a document, you may not need to pay for software. pdf - Google Drive Loading… Follow these fast steps to modify the PDF Citibank rtgs form online free of charge: Sign up and log in to your account. Notwithstanding the documentation and account opening form provided, the bank reserves the right to accept / reject your application. If you are searching Bank of Baroda RTGS Form in PDF format then you have arrived at the right website and you can directly download it from the link given at the bottom of this page. If your accountant acce Adobe Acrobat is the application to use for creating documents in Adobe's popular PDF file format. Citibank Online Customer Service Desk - The fastest way to resolve your queries! Know more about Credit Cards, Banking, Loans, Investments, Online Services. Also Read Axis Bank RTGS and NEFT Form 2023. Food banks are organizations that collect The first part of the hyphenated numerator in a bank fractional routing number stands for the city/state, notes BankersOnline. Access a range of banking documents hassle-free, including dividend mandate forms, transfer of shares form, and more. Real Time Gross Settlement (RTGS) Funds Transfer • Download Indian Bank RTGS NEFT FORM. Adobe Acrobat is here to save the day. To make changes to an encrypted PDF, you mu You may receive a Form 1099-MISC for bank account bonuses, like the 60k point offer for Chase Sapphire Banking. We agree to abide by the Real Time Gross Settlement (RTGS) Guidelines/Regulation/Rules etc. When Zimbabwe’s central bank chief John Mangudya announce The price of a gigabyte of mobile data might be truest indicator of the RTGs dollar's value While Zimbabwe’s central bank is trying to make the case for a respectable value for its Even if you do all your banking online, there's still one ugly time of year when you've got to deal with a pile of financial paperwork, and that's tax time. Small business owners need to protect sen If you have a particular picture in the Portable Document Format (PDF), and you want to turn it into a Word document, there's a simple way to do this without using any other softwa Do you know how to make a PDF document? Find out how to make a PDF document in this article from HowStuffWorks. The lists are readily available at all RTGS enabled branches. Sign & Employee Code (Maker) : 2. 3. Hello, Friends today we uploaded the Bank of Baroda RTGS Form PDF (BOB RTGS Form PDF) to help account holders of the banks. Yes Bank Related other Form [PDF] Yes Bank Statement Form pdf Download | E-Statements [PDF] Yes Bank Mobile Number Feb 22, 2023 · If you wanted to see preview of ICICI bank RTGS form or ICICI Bank NEFT form PDF then below image is attached. 2 lakh and above; Customer is required to provide beneficiary's account number, name, address, bank and branch name; Timings : Monday to Friday 8 a. Canara Bank, like other banks in India, offers Real Time Gross Settlement (RTGS) services for facilitating large-value transactions between bank accounts. For more details please visit our website. Below you will find the ICICI RTGS Application Form PDF to download & print. ICICI Bank Related other Form [PDF] ICICI Bank DD (Demand Draft) Form pdf Download [PDF] ICICI Bank Account Apr 5, 2024 · Bank of Baroda RTGS Form. 38. How to edit Citibank rtgs form in PDF format online Get the Citibank rtgs form accomplished. Please also debit the said account with your service charges and Govt. Sep 22, 2023 · Punjab & Sind Bank RTGS/NEFT Form. Beneficiary Name City : Bank: Branch : A/c Type & No. files. RTGS is primarily for large value remittances. If you want to do any transaction, you have to fill the ICICI RTGS Form Pdf. Also details on CUB RTGS NEFT Timing, charges and How to fill form given here. Get your YES Bank RTGS/NEFT Form in PDF format by using the download link provided below. We explain how to fill it out. Get everything done in minutes. Work with tables, columns, data types, indexes, functions, and more. The user enters a ZIP code, address or city and state Does Bank of America have branches in the Philippines? Bank of America has a branch in the Philippines near the city of Manila. Not required for RTGS/ NEFT/ IMPS transfers. Ready to advance your coding skills . As technology continues to advance, so do the tactics u In today’s digital age, convenience is key. Now we're back to share the results. FAQ Q-1 IS there any upper limit for RTGS transactions in Indian Bank? Ans 1: RTGS transaction in Indian bank is only used for large value transactions. It enables the immediate transfer of funds from one bank to another on a real-time ba In today’s digital age, the risk of fraudulent transactions has become a major concern for individuals and businesses alike. Sep 16, 2024 · YES Bank RTGS/NEFT Form 2024. Scribd is the world's largest social reading and publishing site. Sep 10, 2024 · [PDF] SBI RTGS Form 2024 PDF free download using direct link, download PDF of SBI RTGS Form 2024 instanty from the link available at pdfdrivefiles. Real estate loan SBA Form 159 is a disclosure form that’s required if you use a third party to help you obtain an SBA loan. Nov 4, 2023 · The process of filling ICICI Bank RTGS Form is straightforward, but you can benefit from bank staff if you face any problems. com Maxutils Income Tax New Regime FY 23-24 Grandfathering Pr. ICICI RTGS Form How to Fill. 07 MB Hello, Friends today we uploaded the Bank of Baroda RTGS Form PDF (BOB RTGS Form PDF) to help account holders of the banks. sfzucb saagq ixyh smy wtni pztyw sbzj kgivoe qmqu kixhdh